ORELOAN Privacy Policy
Review how ORELOAN collects, uses, and safeguards your financial information in partnership with Geneva Financial LLC.
Institutional Privacy & Data Governance Overview
At ORELOAN (oregonhomeloanprograms.com), we believe that navigating Oregon mortgage opportunities should be straightforward, empowering, and completely secure. As a dedicated educational portal and borrower advocacy resource, our mission is to assist Oregon homebuyers—from first-time purchasers in Portland and Eugene to rural families seeking USDA financing in Deschutes and Jackson Counties—in exploring state and federal loan programs. When you interact with our eligibility calculators, program matchers, or consultation request forms, we handle your personal and financial details with strict confidentiality. Your inquiries are coordinated directly with licensed loan originators affiliated with Geneva Financial LLC to provide accurate quotes and professional lending guidance.
To evaluate your homeownership qualifications effectively, we collect essential identifiers and profile estimates such as contact information, estimated credit scores, household income levels, and preferred Oregon purchase areas. We collect this data solely to assess your program match across FHA, VA, USDA, and Oregon Housing and Community Services (OHCS) initiatives. In compliance with Title V of the Gramm-Leach-Bliley Act (GLBA) and the Oregon Consumer Privacy Act (OCPA), we enforce strict purpose limitations on all submissions. We do not sell, rent, or trade your non-public personal information to third-party data aggregators, unsolicited marketers, or external telemarketing networks.
We protect every inquiry using 256-bit Transport Layer Security (TLS) encryption, segmented cloud storage, and least-privilege administrative access protocols. You maintain comprehensive control over your personal records at all stages, including the right to inspect, correct, or request deletion of your information, as well as opting out of communications at any time. Our privacy and compliance team works continuously alongside Geneva Financial LLC's regulatory officers to maintain complete adherence to Oregon lending transparency and consumer privacy regulations.
Privacy at a Glance
A summary of our data collection, operational use, and sharing practices.
| Data Category | Primary Purpose | Recipient Parties | Retention Term |
|---|---|---|---|
| Identifiers (Name, Email, Phone) | Contacting you regarding loan options & eligibility | Geneva Financial LLC licensed loan officers | Up to 24 months or per statutory lending rules |
| Financial Estimates (Income, Credit Tier) | Matching with FHA, VA, USDA, or down payment assistance | Designated mortgage underwriters and specialists | Duration of pre-qualification inquiry + compliance retention |
| Technical Logs (IP, Browser, Device) | Site stability, fraud prevention, and performance metrics | Internal technical infrastructure providers | 90 days (anonymized aggregates retained longer) |
Detailed Policy Disclosures
Explore individual topics regarding your rights, data governance, and regulatory disclosures.
When you interact with ORELOAN (oregonhomeloanprograms.com) through inquiry forms, eligibility worksheets, or contact modules, we collect information necessary to assess your eligibility for government-backed home financing programs.
ORELOAN is an informational portal and referral resource. To fulfill your request for rate quotes, pre-approvals, or program assessments, we share submitted lead information with licensed mortgage loan originators affiliated with Geneva Financial LLC and designated state-approved housing counselors.
We adhere to applicable state and federal financial privacy frameworks, including the Oregon Consumer Privacy Act (OCPA) and Title V of the Gramm-Leach-Bliley Act (GLBA).
ORELOAN (oregonhomeloanprograms.com) is an educational guide and mortgage referral service. Mortgages and credit evaluations are arranged and performed by licensed partner originators at Geneva Financial LLC (NMLS #42056, Equal Housing Lender).