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ORELOAN Privacy Policy

Review how ORELOAN collects, uses, and safeguards your financial information in partnership with Geneva Financial LLC.

Effective Date: January 1, 2025•Last Updated: January 15, 2025

Privacy at a Glance

A summary of our data collection, operational use, and sharing practices.

Data CategoryPrimary PurposeRecipient PartiesRetention Term
Identifiers (Name, Email, Phone)Contacting you regarding loan options & eligibilityGeneva Financial LLC licensed loan officersUp to 24 months or per statutory lending rules
Financial Estimates (Income, Credit Tier)Matching with FHA, VA, USDA, or down payment assistanceDesignated mortgage underwriters and specialistsDuration of pre-qualification inquiry + compliance retention
Technical Logs (IP, Browser, Device)Site stability, fraud prevention, and performance metricsInternal technical infrastructure providers90 days (anonymized aggregates retained longer)

Detailed Policy Disclosures

Explore individual topics regarding your rights, data governance, and regulatory disclosures.

When you interact with ORELOAN (oregongovernmenthomeloans.com) through inquiry forms, eligibility worksheets, or contact modules, we collect information necessary to assess your eligibility for government-backed home financing programs.

Contact Identifiers
Full legal name, email address, phone number, and current residential address.
Financial & Loan Profile Data
Estimated credit tier, household income range, employment status, military/veteran service records (for VA loans), and target purchase location.
Technical & Browsing Data
IP address, browser type, device specifications, operating system, and interaction timestamps recorded via log files and analytics cookies.

ORELOAN is an informational portal and referral resource. To fulfill your request for rate quotes, pre-approvals, or program assessments, we share submitted lead information with licensed mortgage loan originators affiliated with Geneva Financial LLC and designated state-approved housing counselors.

Licensed Mortgage Originators
Your inquiry is routed to NMLS-licensed loan officers representing Geneva Financial LLC who possess valid lending authority in the State of Oregon.
No Third-Party Sale
We never sell, rent, or trade your personal data to non-affiliated marketing lists, lead aggregators, or unauthorized telemarketers.
Legal & Regulatory Disclosures
Data may be disclosed when required by federal, state, or local statutes, court orders, or official regulatory audits.

We adhere to applicable state and federal financial privacy frameworks, including the Oregon Consumer Privacy Act (OCPA) and Title V of the Gramm-Leach-Bliley Act (GLBA).

Right to Know & Access
You may request confirmation of whether we process your personal data and obtain a copy of the specific information collected.
Right to Correction & Deletion
You have the right to request correction of inaccurate data or deletion of your personal details, subject to statutory loan recordkeeping mandates.
Right to Opt-Out of Profiling
You can request exclusion from targeted advertising or automated evaluation processes by contacting our privacy compliance desk.

Consumer Rights & Opt-Out Request
Submit a verified request to exercise your Oregon Consumer Privacy Act (OCPA) rights, request data deletion, or unsubscribe from phone and email communications.

Verification steps will be delivered to the submitted contact coordinates before fulfilling sensitive record requests.

Privacy Compliance Contact
Have questions regarding our relationship with Geneva Financial LLC or specific data governance practices?
ORELOAN Legal Desk
In affiliation with Geneva Financial LLC
Oregon Home Lending Operations
Email Privacy Officers:
[email protected]
Consumer Inquiries Line:
(800) 555-0199
For formal dispute filings or regulatory notices, send certified postal notices directly to our designated compliance administrator.
Visit Contact CenterLearn How Our Service Works

ORELOAN (oregongovernmenthomeloans.com) is an educational guide and mortgage referral service. Mortgages and credit evaluations are arranged and performed by licensed partner originators at Geneva Financial LLC (NMLS #42056, Equal Housing Lender).